Prem Lata Sharma (RMLO, NMLS #2160560) works alongside your agent from day one — comparing 40+ lenders, fast pre-quals, and seamless coordination so your deal never stalls at the finish line.
When your real estate agent and mortgage broker work independently, things fall through the cracks — timelines slip, communication breaks down, and deals collapse at the last minute.
At Jaiswal Real Estate, Prem Lata Sharma (RMLO, NMLS #2160560) works directly alongside Anuj on every transaction. Your offer letter, appraisal, and loan approval are coordinated as a single process — not two separate ones. Faster closes, fewer surprises, better rates.
Talk to Our Mortgage Expert →We compare rates and terms across 40+ lenders to find your best deal — not just whoever pays the highest referral fee.
We get buyers pre-qualified fast — often within hours — so you can make offers with confidence in a competitive market.
For buyers with strong credit and 5–20% down. Best rates for well-qualified borrowers. Available in conforming and jumbo amounts across all Austin Metro price points.
3.5% down payment with more flexible credit requirements. Ideal for first-time buyers or those rebuilding credit. We navigate the appraisal requirements to avoid deal-killing surprises.
Zero down payment for eligible veterans and active duty military. Austin has a large military community and we have deep experience with VA transactions — zero surprises for seller or buyer.
For luxury purchases above conforming limits. We have relationships with portfolio lenders who specialize in jumbo financing — competitive rates, flexible terms, discreet service.
Debt-Service Coverage Ratio loans qualify based on the property's rental income — not your personal income. Perfect for investors scaling a portfolio without exhausting conventional loan limits.
Buying before you sell? Need to finance renovations? We structure bridge loans and renovation financing that let you move decisively without waiting for everything to align perfectly.
Contact Prem Lata Sharma at 214-606-0046 for your personalized locked quote. Rates change daily.
We've received your message and Prem Lata will be in touch at within 24 hours.